Carrier Ratings

A+ (Superior)

AM Best Rating

Analysis Report AM Best

A+ (Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

Mutual of Omaha offers guaranteed term insurance policies for 10 - 15 - 20 and 30 years. Premiums are guaranteed for the life of the term policy

Whole Life Insurance

Mutual of Omaha offers a guaranteed death benefit, guaranteed cash value, and dividends to assit you in meeting your financial goals.

Universal Life Insurance

Mutual of Omaha offers this traditional flexible product providing you with a cheaper alternative to Whole Life insurance without the same guarantees.


Mutual of Omaha offers this flexible universal life product that allows you to accumulated tax-free wealth within the S&P 500 without the negative risk associated with the market.

Final Expense Whole Life Insurance

Provides for a guaranteed issue for up to $40,000 of coverage for people looking for coverage to pay for finale expenses between the age of 45 and 85.

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No-Exam Options

Mutual of Omaha offers up to $300,000 of coverage without the need for a medical exam.

  • This option is available for individuals without any majore medical conditions
  • If you are a smoker, you must be under the age of 50.
  • This option is available for individuals between the ages of 18 and 65.

Available Riders


When available, this rider provides for an additional death benefit for up to $250,000 if your death is a result of an accident


Where available, this rider provides for up to $10,000 in coverage for your dependant children up to the age of 20 years old.


Where available, this rider credits the cost of your policy in the event of your Total Disability.

Conversion Options

Mutual of Omaha allows you to convert your term policy up until your age of 75 into any of their available permanent products regardless of your health at the time of conversion.

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Have Questions?

Ask Wandy!

Sometimes we want answers right away and we don’t want to speak to a live person. That’s why Wandy is here. Wandy is your virtual insurance agent and he’s here to help. Click here to visit with Wandy now.

Live Agent Support

You might not always want to do everything on your own. So if you’ve got questions, PolicyWand agents are here to help. Feel free to call or text at 321-521-4340 or you can chat with us by clicking here. Don’t worry, our agents aren’t commissioned so this won’t feel like a sales interaction. We’re simply here to help!

Life Insurance Calculator

Not sure how much life insurance you need? Try our EZ Calculator tool by clicking here. If you want a more custom life insurance evaluation you can click here for our more comprehensive calculator tool.