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Start with answering just answer a few simple questions and you’re on your way…

Get your quotes and decide what type of policy you want. You can even compare quotes to understand what each carrier offers.

Once you’ve selected your preferred quote, you can begin the application process online via our secure application portal.

After submitting your online application, you can see the status of your application in real-time via your PolicyWand secure client portal.

Application approval times vary depending on several factors like:

  • the carrier you are applying through
  • their individual underwriting requirements
  • the type of policy you are applying for, and
  • your overall health history

The time it takes to see an approval can vary between a few hours to a few weeks. But rest assured, you’’ll have full access to view the status of your application right here on PolicyWand and our Live Agents are standing by to answer any questions you may have during the process.

Apply online with confidence because applying online is free and there is no obligation to complete the process or to purchase the policy after you have been approved.

Get Live Agent Support for Life Insurance at PolicyWand

How it works

  • Our Virtual Agent Wandy can help you calculate how much death benefit you need.

  • Wandy can help you figure out what type of Life Insurance is right for you and your family.

  • Wandy can evaluate your health history and provide you with accurate quotes.

Get Quote

Get an instant online Life Insurance quote for the benefit and term amount that best suits your needs.

Get Quote

Apply Online in Minutes

After you choose your plan, you can complete your application online. It’s simple and only takes about 10 minutes.

Apply Now

Get Covered

Our underwriters will review your application. Once approved, your policy can be in-force within a few short days. It’s really that simple!

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Why thousands of americans choose policywand

  • No hassle do-it-yourself online quoting

    Quote your own policy based on your needs without having to deal with pushy insurance agents.

  • "Salaried" licensed agents are here to help

    Our agents aren’t paid commission and are available to help you with any questions you may have.

  • Competitive pricing

    PolicyWand provides you with a wide variety of options to best meet your needs and we work with America’s top insurance carriers to ensure you get the best value for your money.

  • Backed by "A" or better rated carriers

    We work with Ameritas, CoreBridge, John Hancock, Mutual of Omaha, Protective, Securian Financial, and SBLI to name a few so we can offer you the very best life insurance available to you.

  • Fast and easy online application process

    The application process is 100% online making the purchasing process simple and transparent.

  • 100% satisfaction guaranteed

    If for any reason you are not satisfied with your coverage or if you simply change your mind within the first 30 days, your money will be refunded in full. After 30 days, you can cancel your policy at any time without any extra fees.