Carrier Ratings

A (Excellent)

AM Best Rating

Analysis Report AM Best

A+ (Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

American National offers guaranteed term insurance policies for 10 - 15 - 20 and 30 years. Premiums are guaranteed for the life of the term product.

Whole Life Insurance

American National offers guaranteed cash value, a guaranteed death benefit and dividends through their available whole life product to assist you in meeting our financial goals.

Universal Life Insurance

American National offers traditional flexible benefit permanent Universal Life Insurance. American national offers a guaranteed Lifetime feature that provides you a guaranteed premiuma and coverage for your


American National offers this flexible universal life product that allows you to accumulate wealth within the S&P 500 without the negative risk associated with the market.

Final Expense Whole Life Insurance

Guaranteed Issue

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No-Exam Options

American National offers a no exam option for coverage up to $250,000.


Available Riders

Accelerated Benefit Rider

Accelerates your benefit if you are diagnosed with a Terminal Illness, Chronic Illness or Critical Illness


This rider insurers each child approved at the time of issue or any child born while the rider is in force. The coverage expires when your child reaches the age of 25, at which time the coverage is convertible. This rider is available for an additional premium and availbility may vary by state.


Where available, this rider credits the ocst of your policy in the event of your Total Disability

Conversion Options

American National allows you to convert your Life insurance up to $1 million in coverage up to your age of 70.

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Have Questions?

Ask Wandy!

Sometimes we want answers right away and we don’t want to speak to a live person. That’s why Wandy is here. Wandy is your virtual insurance agent and he’s here to help. Click here to visit with Wandy now.

Live Agent Support

You might not always want to do everything on your own. So if you’ve got questions, PolicyWand agents are here to help. Feel free to call or text at 321-521-4340 or you can chat with us by clicking here. Don’t worry, our agents aren’t commissioned so this won’t feel like a sales interaction. We’re simply here to help!

Life Insurance Calculator

Not sure how much life insurance you need? Try our EZ Calculator tool by clicking here. If you want a more custom life insurance evaluation you can click here for our more comprehensive calculator tool.