Carrier Ratings

A (Excellent)

AM Best Rating

Analysis Report AM Best

A+ (Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

AIG offers guaranteed term insurance policies for 10 - 15 - 20 - 30 years. Premiums are guaranteed for the life of the term policy.

Variable Life Insurance

For those of you who are more market savvy and prefer the ability to build tax-free wealth tied to the performance of the market, AIG has VUL that may suit your needs.

Universal Life Insurance

AIG offers traditional flexible permanent universal life products. Their Secure Lifetime GUL 3 and Value+ Protector policy offers you the ability to purchase

Indexed UNIVERSAL LIFE

AIG offers this flexible universal life product that allows you to accumulate wealth within the S&P 500 without the negative risk associated with the market.

Final Expense Whole Life Insurance

AIG offers this guaranteed issue Whole Life product for applicants age 50 - 80 up to $25,000 in coverage.

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No-Exam Options

AIG allows you to purhcase up to 2 Million for applicants ages 59 and under.

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Available Riders

ACCIDENTAL DEATH BENEFIT

When available, this rider rider provides up to $250,000 of additional coverage if your death is caused by an accident.

CHILDREN'S INSURANCE

Where available, this rider can provide up $25,000 of coverage for your children who are 19 and under.

TERMINAL ILLNESS

You may be able to accelerate up to 50% of your death benefit if you are diagnosed with a terminal illness.

WAIVER OF PREMIUM

Where available, this rider credits the cost of your policy in the event of your Total Disability.

Conversion Options

AIG term policies are convertible after the first policy anniversay date up until your age of 70.

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Have Questions?

Ask Wandy!

Sometimes we want answers right away and we don’t want to speak to a live person. That’s why Wandy is here. Wandy is your virtual insurance agent and he’s here to help. Click here to visit with Wandy now.

Live Agent Support

You might not always want to do everything on your own. So if you’ve got questions, PolicyWand agents are here to help. Feel free to call or text at 321-521-4340 or you can chat with us by clicking here. Don’t worry, our agents aren’t commissioned so this won’t feel like a sales interaction. We’re simply here to help!

Life Insurance Calculator

Not sure how much life insurance you need? Try our EZ Calculator tool by clicking here. If you want a more custom life insurance evaluation you can click here for our more comprehensive calculator tool.