Cost Range – Based On Product

Estimate your cost

Estimate your cost

Step 1. How much death benefit do you need?

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Need Help, ask Wandy? Calculate your coverage needs

Quotes provided through America's top-rated life carriers.

Step 2. Select your policy length to continue

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Policy Length

10year term

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Price Range

Policy Length

20year term

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Price Range

Policy Length

30year term

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Price Range

Policy Length

Lifetime

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Price Range

Why am I seeing a price range ?

These price ranges represent the pre underwriting rates available for people in "excellent" health and those in "good" health. After completing your application on the next page and submitting the underwriting requirements the carrier will evaluate your risk profile and make a final determination on your rating. Insurance carriers consider you in excellent health when you have a healthy height/weight ratio, no adverse medical history, no need for medications and a strong family history. From there, the rate class may vary based on any of the above factors. This range should provide you with an expectation for the true costs associated with your own assessment of your personal health and family history. Our team of licensed insurance agents work closely with you and your insurance carrier to assist in helping you obtain the best pricing available.

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Quote Estimate

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Policy Length

10year term

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Price Range

Apply Now

Policy Length

20year term

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Price Range

Apply Now

Policy Length

30year term

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Price Range

Apply Now

Policy Length

Lifetime

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Price Range

Apply Now
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Proceed with Confidence

Applying for life insurance requires the collection of your name and contact information for security and verification purposes. Your mobile phone number and email address allows us the ability to establish two-step-verification in order to protect and secure your personal information. Information collected is strictly used for the purpose of applying and servicing your life insurance needs. {{siteName}} will never sell, share, distribute, or disclose your information to a third party outside of the insurance carrier(s) you are applying with.

Application FAQ's

No, the process of applying is not a commitment to purchase a policy. This process allows the carrier to underwrite your medical and financial history in order to determine your eligibility for coverage. You may stop the process at any time.
Yes, you may change your benefit amount, product type or carrier at any time during the underwriting process. Just let us know if anything changes. You can email us at info@policywand.com with any requested changes.
No, applying is absolutely free. The insurance carrier covers all costs associated with applying even if you decide to stop the process and even if you change your mind about purchasing the policy.

Why thousands of americans choose policywand

  • No hassle do-it-yourself online quoting

    Quote your own policy based on your needs without having to deal with pushy insurance agents.

  • "Salaried" licensed agents are here to help

    Our agents aren’t paid commission and are available to help you with any questions you may have.

  • Competitive pricing

    PolicyWand provides you with a wide variety of options to best meet your needs and we work with America’s top insurance carriers to ensure you get the best value for your money.

  • Backed by "A" or better rated carriers

    We work with CoreBridge, Ameritas, John Hancock, Mutual of Omaha, Protective, Securian Financial, and SBLI to name a few so we can offer you the very best life insurance available to you.

  • Fast and easy online application process

    The application process is 100% online making the purchasing process simple and transparent.

  • 100% satisfaction guaranteed

    If for any reason you are not satisfied with your coverage or if you simply change your mind within the first 30 days, your money will be refunded in full. After 30 days, you can cancel your policy at any time without any extra fees.

How it works

  • Our Virtual Agent Wandy can help you calculate how much death benefit you need.

  • Wandy can help you figure out what type of Life Insurance is right for you and your family.

  • Wandy can evaluate your health history and provide you with accurate quotes.

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Get Quote

Get an instant online Life Insurance quote for the benefit and term amount that best suits your needs.

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Apply Online in Minutes

After you choose your plan, you can complete your application online. It’s simple and only takes about 10 minutes.

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Get Covered

Our underwriters will review your application. Once approved, your policy can be in-force within a few short days. It’s really that simple!

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