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Step 1. How much death benefit do you need?
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Why am I seeing a price range ?
These price ranges represent the pre underwriting rates available for people in "excellent" health and those in "good" health. After completing your application on the next page and submitting the underwriting requirements the carrier will evaluate your risk profile and make a final determination on your rating. Insurance carriers consider you in excellent health when you have a healthy height/weight ratio, no adverse medical history, no need for medications and a strong family history. From there, the rate class may vary based on any of the above factors. This range should provide you with an expectation for the true costs associated with your own assessment of your personal health and family history. Our team of licensed insurance agents work closely with you and your insurance carrier to assist in helping you obtain the best pricing available.
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